[email protected]
801-341-1919
1022 N Redwood Rd, Suite 202, Saratoga Springs, UT 84045
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Our Resources

Explore Redwood Family Therapy’s resources to prepare for therapy. Access FAQs, pricing info, and everything you need to feel confident starting your care.

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We’re With You From the Start

We believe in high-quality therapy that’s worth the investment. Redwood Family Therapy is a private-pay practice, which means we don’t work directly with insurance—but that’s by design.
  • Compassionate care from day one
  • Support that starts before sessions
  • Personalized guidance every step forward
  • Simple tools for smoother onboarding

The Advantages of Cash Pay

Our payment systems allow your care to continue without the red tape of insurance approvals.

1

Privacy

No diagnosis required for treatment.

2

Flexibility

Choose session length, frequency, or personal choice options.

3

Access

No waitlists or insurance approval delays.

4

Control

Full choice of therapist, treatment approach, and schedule.

Rates & Pricing

Let’s Make This Easy

Cost per hour varies depending on experience, degree, and specialization of your therapist.
Rates:
  • Rates starting at $100 an hour for interns, $120 an hour and up for more experienced therapists depending on training, experience, and specialization.
  • Discounted sessions are available depending on financial need with limited availability.
  • Call us and we will inform you of the clinician’s rate who can best help you or we can refer you to someone who can help if we do not have one available for your specific need.
  • Flexible session lengths and structures
  • No insurance-required diagnoses
  • Prioritize fit and freedom in care

Save Money With Mentaya​

As an out-of-network provider, we have partnered with Mentaya to help our clients save money on therapy. Use this tool to see if you qualify for reimbursement for our services.

FAQs

Contact Us
Do you take insurance?

We do accept HSA and Flex Spending cards. We do not directly bill insurance companies but we can provide you with the paperwork you need to seek reimbursement yourself. We encourage you to seriously consider not using insurance. See why you shouldn’t use insurance below.

  • Cash, check, credit, debit, Flex Pay, and HSA card payments accepted at time of service.
  • Insurance: We do not directly bill insurance companies but we can provide you with the paperwork you need to seek reimbursement yourself. We encourage you to consider not using insurance for the reasons highlighted below.
  • Multiple payment plan options are available through local credit unions and banks that offer very low monthly payment rates. Ask our staff for more information!
    If you decide to prepay for multiple session up front you can get a significantly reduced fee.
  • If you decide to stop therapy before all prepaid sessions are done, you will receive a prorated discount at the full fee rate, so there is no risk.
  • Due to the high population of LDS clients in our area, LDS Bishop pay is accepted for those with that option available to you. Depending on need, there are even options at many credit unions and banks to get small loans for therapy. Talk to us and we can find a way to make therapy affordable for you.

We prefer not to work with insurance for the following reasons:

  • Confidentiality – Insurance companies require that everyone gets a diagnosis of a mental disorder in order to reimburse for therapy. Contrary to popular opinion, HIPAA doesn’t keep things completely confidential. Your diagnosis is something that is seen by multiple people at the insurance company and can be shared with other insurance companies- life/disability/future health insurance companies, and the government. Some employers can even request you release the information to them. Some diagnoses can greatly increase your fees for insurance depending on the severity of the disorder. Also, some insurance companies will require you get a medication evaluation for your particular diagnosis, even if you do not want to take medication or if there is no real need for you to take medication. By not using insurance we give our clients the most confidentiality possible.
  • No Time Limit- Insurance companies limit what we can do as therapists to help you as our client. Instead of doing what is best for you, insurance companies can say how many sessions are appropriate for a given diagnosis and some even limit which therapy modality is approved. Essentially, someone, who has never met you will tell you what you need based on their financial bottom line. By not using your insurance we are able to see you as long as needed and without limitation.
  • Affordable Commitment – When people pay for therapy themselves, they have more emotional buy-in and commitment to therapy. When people pay with their own money, they tend to work harder and better appreciate the services provided. Plus, therapy is very affordable. Even at our highest rate and a large number of sessions, say 20 hours (which is far more than the average time needed), it would be cheaper than getting your kid braces, than two months of an average mortgage payment, about the same as many people pay for one big-screen television, WAY cheaper than a divorce, etc. How much is your mental health, happiness, marriage, etc. worth to you?
  • Flexible Fees- Not using your insurance allows us to be flexible with our fees. We can occasionally give significant discounts to people in times of need, or to help people continue therapy until they are in a better financial position. Insurance does not allow us that flexibility.

If your insurance provides a flex pay card or other credit card type benefit card, we can accept this form of payment, usually without having to disclose diagnostic information.

  • We do not directly bill insurance companies for therapy services.
  • We do accept HSA cards, Flex Spending cards, and Benny cards as forms of payment.
  • We also offer the option of providing you with monthly invoices that you can submit to your insurance company to seek reimbursement for your therapy appointments. Some therapists are contracted providers through certain insurance companies while others are not. Please check with your insurance company to determine if your therapist is a contracted provider. All non-contracted providers will be reimbursed at the non-contracted or out-of-network provider rate listed on your insurance plan. If you are interested in this option, it is your responsibility to contact your insurance company to determine whether or not you are eligible for mental health benefits, out-of-network reimbursement, and for any pre-authorization.
  • If you do decide to utilize insurance reimbursement, please consider the risks of doing so (see below).We also offer the option of providing you with monthly invoices that you can submit to your insurance company to seek reimbursement for your therapy appointments. Some therapists are contracted providers through certain insurance companies while others are not. Please check with your insurance company to determine if your therapist is a contracted provider. All non-contracted providers will be reimbursed at the non-contracted or out-of-network provider rate listed on your insurance plan. If you are interested in this option, it is your responsibility to contact your insurance company to determine whether or not you are eligible for mental health benefits, out-of-network reimbursement, and for any pre-authorization. If you do decide to utilize insurance reimbursement, please consider the risks of doing so.
  • We do accept HSA and Flex Spending cards. We do not directly bill insurance companies but we can provide you with the paperwork you need to seek reimbursement yourself. We encourage you to seriously consider not using insurance. See why you shouldn’t use insurance below.
  • Cash, check, credit, debit, Flex Pay, and HSA card payments accepted at time of service.
  • Insurance: We do not directly bill insurance companies but we can provide you with the paperwork you need to seek reimbursement yourself. We encourage you to consider not using insurance for the reasons highlighted below.
  • Multiple payment plan options are available through local credit unions and banks that offer very low monthly payment rates. Ask our staff for more information!
    If you decide to prepay for multiple session up front you can get a significantly reduced fee.
  • If you decide to stop therapy before all prepaid sessions are done, you will receive a prorated discount at the full fee rate, so there is no risk.
  • Due to the high population of LDS clients in our area, LDS Bishop pay is accepted for those with that option available to you.

We prefer not to work with insurance for the following reasons:

  • Confidentiality – Insurance companies require that everyone gets a diagnosis of a mental disorder in order to reimburse for therapy. Contrary to popular opinion, HIPAA doesn’t keep things completely confidential. Your diagnosis is something that is seen by multiple people at the insurance company and can be shared with other insurance companies- life/disability/future health insurance companies, and the government. Some employers can even request you release the information to them. Some diagnoses can greatly increase your fees for insurance depending on the severity of the disorder. Also, some insurance companies will require you get a medication evaluation for your particular diagnosis, even if you do not want to take medication or if there is no real need for you to take medication. By not using insurance we give our clients the most confidentiality possible.
  • No Time Limit- Insurance companies limit what we can do as therapists to help you as our client. Instead of doing what is best for you, insurance companies can say how many sessions are appropriate for a given diagnosis and some even limit which therapy modality is approved. Essentially, someone, who has never met you will tell you what you need based on their financial bottom line. By not using your insurance we are able to see you as long as needed and without limitation.
  • Affordable Commitment – When people pay for therapy themselves, they have more emotional buy-in and commitment to therapy. When people pay with their own money, they tend to work harder and better appreciate the services provided. Plus, therapy is very affordable. Even at our highest rate and a large number of sessions, say 20 hours (which is far more than the average time needed), it would be cheaper than getting your kid braces, than two months of an average mortgage payment, about the same as many people pay for one big-screen television, WAY cheaper than a divorce, etc. How much is your mental health, happiness, marriage, etc. worth to you?
  • Flexible Fees- Not using your insurance allows us to be flexible with our fees. We can occasionally give significant discounts to people in times of need, or to help people continue therapy until they are in a better financial position. Insurance does not allow us that flexibility.

If your insurance provides a flex pay card or other credit card type benefit card, we can accept this form of payment, usually without having to disclose diagnostic information.

  • We do accept HSA cards, Flex Spending cards, and Benny cards as forms of payment.

  • We do not directly bill insurance companies for therapy services.

  • We also offer the option of providing you with monthly invoices that you can submit to your insurance company to seek reimbursement for your therapy appointments.

  • If you do decide to utilize insurance reimbursement, please consider the risks of doing so. We also offer the option of providing you with monthly invoices that you can submit to your insurance company to seek reimbursement for your therapy appointments.

Talk to us and we can find a way to make therapy affordable for you.

Get Insight from Our Past Clients

Hear from real clients who found light, confidence, and lasting change with our skilled therapists in a warm, supportive environment built for healing.

Testimonial-img
quote-icon

My experience at Redwood Family Therapy has been amazing.
I have been super impressed by everyone who I’ve come in contact with. My therapist has been an invaluable asset while I’m learning, growing & needing to make changes in my life & the front staff are phenomenal people!
I’m so glad I was referred!

Ellen

Redwood Family Therapy Client

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I have been going to Redwood Family Therapy for a little over a year now. I am blessed to have Amy as my therapist. She has helped me work through my trauma dark times in my life. She has helped me get coping skills to deal with life in general and my kids.She has literally SAVED MY LIFE!!!! OPENED MY HEART, MIND, AND SOUL! Amy has reminded me that i matter and i have started loving myself again. She is so kind and genuine. I would recommend Amy if your ready to make changes.

Nicole

Redwood Family Therapy Client

Our Simplified Intake Process

Your journey starts with connection, matching, and continued care crafted for healing, insight, and lasting growth.

1

Initial
Connection

Schedule your initial consult to explore your needs.

2

Get Matched with Your Therapist

Get matched with a clinician based on your goals.

3

Start Your
Sessions

Begin tailored therapeutic work in a welcoming, confidential space.

Latest News & Articles

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Start Confidently
With Us

Have questions? Need support? Our resources are here to help you feel informed, prepared, and ready to begin therapy with clarity and confidence. Reach out anytime.
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Notarizations
Legitimacy

Your Good Faith Estimate

The federal government, through the No Surprises Act, now requires every therapist to give a “good faith estimate” so you know how much therapy will cost. We go beyond this requirement by providing you with precisely what your session will cost per hour. We cannot tell you the exact number of sessions you will have ahead of time, because this is entirely up to you in conjunction with your therapist and will be discussed with your therapist throughout therapy, and you can request a “Good Faith Estimate” at any time. Below is the mandatory information we must include on our website in regard to this federal act:

Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees. Make sure your healthcare provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.